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CCHF Health Freedom eNews

December 4, 2013



 

The Whole Point of Obamacare is to Force People into the Exchange

Obama wants you in the Exchange. Yesterday during the U.S. House Judiciary hearing on 'The President's Constitutional Duty to Faithfully Execute the Laws,' Republican Congressman Ron DeSantis (R-FL) was blunt about President Obama's plan:

 

"The whole point of Obamacare is that you need to force people into these exchanges."

 

Any Obamacare exchange will do because they are all connected. They are all part of Obama's national Exchange system. The original plan for the system included one central server (federal data hub) and 51 dummy terminals (50 state portals and one D.C. portal). But 34 states refused to set up the dummy terminal ("state exchange"), so a federal website portal ("federal exchange") was created: Healthcare.gov.

 

Currently the national exchange system is made up of 16 dummy terminals for data collection, one central server to consolidate data, a nationwide computerized network to transfer data and dollars, and a new Exchange database to store everyone's data with the federal government. Just days ago, we found out that zero data security was built into this gigantic Obamacare surveillance and enforcement system. Security experts said the federal website should be shut down and no one should put their private data in it. But Obama was at the White House today telling the youth to get enrolled.

 

The Exchange is central to the success of Obamacare. Robert Laszewski, president of Health Policy and Strategy Associates, once quipped,

 

"The ACA cannot be implemented without an insurance exchange in each state. It's a go or it's a no-go. It's that simple."

 

To force Americans into the national Exchange system, the president's tactics include:

 

 

  • Enacting the individual insurance mandate to force people whose private insurance is cancelled to be covered with expensive Obamacare-mandated coverage or pay the "uninsured tax."

 

  • Declaring a one-year delay of the employer mandate, which forces individuals who may have gotten private insurance at a lower cost through their employer to purchase or accept Obamacare coverage to avoid the penalty-tax for not being covered.

 

  • Using Obamacare benefit mandates and other requirements to make private insurance outside the government Exchange ultra-expensive while offering federal premium subsidies inside the Exchange for a majority of Americans. (Don't miss Robert Laszewski's quote below.)

 

  • Offering taxpayer-funded federal premium subsidies through healthcare.gov (the federal exchange) in violation of the law, which only allows them to be offered by state-established exchanges. (Oklahoma Attorney General's lawsuit pending)

 

  • Allowing state exchanges, like Covered California, to require Exchange-participating insurers to cancel private insurance policies rather than allow the enrolled to keep their current policies for another year by re-upping early.

 

That's not all. You'll likely be kicked out of the current coverage you have with your employer. The administration issued a regulation on June 17, 2010 and estimated that 39 to 69 percent of all employer plans would switch to the more expensive Obamacare-compliant plans by 2013. Thus, your loss is no surprise to them.

 

Why would President Obama do this?

 

It's simple. Obama wants to end employer-sponsored coverage so he can install a single-payer government-run system. Employers are facing huge premium increases due to Obamacare. What happens when employers realize that a majority of their workers can get taxpayer-funded federal subsidies for Obamacare coverage? Would it not be less expensive for the employer to drop employer-sponsored coverage, pay the $2,000 per employee fine to the IRS, and dump all or most employees into the government exchange? Yes. And that's exactly where Obama wants workers to be. He wants every American in the Exchange.

 

Tune in next week when I'll explain how Obama may be planning to use the national Exchange system to bring single-payer Canadian-style health care to America. Meanwhile... refuse to enroll in Obamacare and tell your friends and neighbors why they too should refuse.

 

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Significant research, time, technology, and expense is required to bring you these weekly eNews insights. Just $10 per reader would suffice to pay for its annual cost. Donate $10 or more today as we make budget decisions for 2014.

 

Working with you to stop Obamacare until its repeal,

 

Twila Brase

President and Co-founder


 


 
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News to Know:

Health Sharing Groups Grow

A 2011 survey found 8 out of 10 Christians are unaware of health sharing - an alternative to health insurance. CCHF has long been talking about health sharing, including on radio interviews and in our new "Legal Alternatives" flier, which lists it as one of nine exemptions to the Obamacare insurance mandate. Interest is growing. Since open enrollment began, Medi-Share had more than 23,000 people asking for information in October alone, and 2,108 people joined. Samaritan Ministries, which routinely shares about $6 million in medical needs each month, received 754 new household enrollments in October, which added up to 2,483 individuals. Medical sharing is far less expensive than health insurance and exceedingly more personal. Read our 2010 report on health sharing. See comparison chart for two of the three ministries. Read personal stories.



Obama Holds Youth Summit on ACA

Today, President Obama addressed a group of 160 young adults at a "White House Youth Summit on the Affordable Care Act," essentially asking them to make Obamacare happen: "I hope you haven't been discouraged by how hard it's been, because stuff that's worth it is always hard. The Civil Rights movement was hard. Giving women the right to vote, that was hard. Making sure that workers had the right to organize, that was hard." He asked student government officers to hold campus events to sign up people for Obamacare and said, "Do whatever it takes to make sure people have the information they need to make the decision that's right for them."



Obamacare Official Caught Red-Handed

A new video from conservative activist James O'Keefe's Project Veritas accuses Christopher Tarango, a director of Enroll America in Texas, of conspiring to release private information. In the video, a Project Veritas investigator posing as the leader of a progressive group meets with Tarango to discuss obtaining a list of Obamacare enrollee information for political purposes. Tarango says he can do "whatever it (expletive) takes" to get the list, including contacting a friend behind closed doors, and reminds the investigator that, "this conversation never happened."



Vermont's Exchange Has a Security Breach

All of the state-based Obamacare exchanges (website portals) have issues, but it just keeps getting worse for Vermont. In addition to the fact that less than one percent of the state's population has attempted to enroll in any plan at all (and less than one-third of a percent have actually enrolled), Vermont's Obamacare website is also compromising consumer privacy. According to a report in the Burlington Free Press, one enrollee in Vermont received access to another user's social security number. This is what's supposed to pass as "secure?"



Employer Plans to Lose "Grandfather" Status

In a legal brief filed in federal court by the U.S. Department of Justice on behalf of Kathleen Sebelius and the U.S. Department of Health and Human Services, the administration admits, "a majority of group health plans will have lost their grandfather status by the end of 2013." This means these plans will become illegal and have to be cancelled. Obama's promise of a protective "grandfather clause" is thus inconsequential and Americans can expect to lose their employer-sponsored coverage as well as their individual plans.



California A.G. Confronts Medical Identity Theft

California's Attorney General has issued recommendations to deal with medical identity theft. Medical ID thieves can access the victim's financial information, but they can also fraudulently obtain medical goods and treatments. These changes in the medical record could endanger the real patient's health and life. Medical IDs are at least 50 times more profitable than simply stealing a Social Security number, and medical ID theft impact the health care industry as well as the victim.



Small Business Exchange Delayed

Obamacare architects have long planned the demise of employer-sponsored coverage. Now, in the 36 states where HHS is running the federal Obamacare exchange website, small businesses will not be able to use HealthCare.gov for their employees until at least November 2014. The small business ("SHOP") exchange was supposed to be fully operational by Oct. 1, 2013. This delay may result in employers dropping coverage and paying the $2,000/employee fine, forcing workers to enroll in Obamacare if they want coverage or want to avoid the IRS penalty.



How Long Will America Believe Obama's Promises?

Originally, the Obamacare website was supposed to operate smoothly by its Oct. 1 launch. That date was pushed back to Nov. 30. On December 2, Healthcare.gov put people into a waiting line once there were 30,000 concurrent users.  People's trust has been damaged, and that's only related to the website. Wait until the waiting line for medical care under Obamacare's "narrow networks" begins. Wait until employers drop people into Obama's exchanges against their will. Then there's the fact that most Americans now know the President wasn't honest in pitching Obamacare. How will the nation react as Obama continues to tell us all how wonderful his plan is?



Doctors Won't Take New Medicaid Patients

Dr. Ted Mazer is a specialist in San Diego that treats Medicaid patients, but soon he will not accept additional patients on government insurance because it simply doesn't pay enough. "It's a bad situation that is likely to be made worse," said Dr. Mazer. Medicaid already has few doctors due to low reimbursements and plenty of red tape. If the number of Medicaid patients increases by millions as projected under Obamacare, newly "covered" government patients may find it difficult to access the care they've been promised.


 

Calif. HIX Wants Sensitive Data to Study Obamacare Enrollees

Covered California, the state's health insurance exchange, wants to collect and use sensitive personal information, from race and ethnicity to sexual orientation and gender to study the health characteristics of different race and gender groups. The goal is "health equity." However, officials have no plans for how they will collect such intrusive data online or keep it secure. Nor have they address the fact that collecting such data may violate privacy laws. Then there's the total lack of security in the Exchange system.



93 Million Cancellations Predicted in 2010

By now it's no secret that the Obama administration knew Americans would be losing their private plans due to Obamacare. It was part of the plan. The Federal Register indicates that Obama officials knew in 2010 that " 50 to 75 percent" of people who have individual insurance or employer coverage will have their plans cancelled under Obamacare. This figure translates to a whopping 93 million Americans losing their current coverage. One doesn't need a crystal ball to predict how dicey this will be for those who voted Obamacare into law - and how painful it will be for those forced out of the insurance they have today.



FDA Cracks Down on Independent Genetic Tests

The FDA has ordered Google-backed company 23andMe to stop selling a $99 mail-order genetic testing kit, citing fears over inaccurate results. The FDA claims that 23andMe isn't sufficiently licensed, and that inaccurate results may cause individuals to seek out unnecessary medical treatment. Is the FDA overreaching by trying to regulate individuals' access to their own genetic records? Sentiments vary, but the "F" in FDA does not stand for freedom.



Republican Alternative to Obamacare is Here

One of the most common defenses of President Obama's "Affordable Care Act" has been the overly academic claim that, 'Republicans haven't provided an alternative for health care reform.' In response, Republicans have introduced an official alternative to Obamacare, HR 3121: The American Health Care Reform Act. The 200-page bill spearheaded by Rep. Steve Scalise (R-LA) would fully repeal Obamacare and allow Americans to purchase insurance across state lines, among other reforms. The full text of the bill can be read here.



Oklahoma Sues Obama Administration

The Obama administration is facing another legal fight over Obamacare. Oklahoma has sued the administration for imposing tax penalties in defiance of the law. Under the law, federal premium subsidies are only to be made available -- and tax penalties for not having insurance are only to be imposed -- in states that create their own exchanges. No exchange, no subsidies, no penalties. Contrarily, the IRS is attempting to enforce tax penalties in all states, including those without their own exchange (like Oklahoma). Oklahoma has plenty of legal ground, and if successful, the ruling would drive a stake through the heart of Obamacare.



Social Services Takes Child from Womb

Social workers in Essex, England obtained a High Court order that allowed them to forcibly sedate an Italian woman and remove her unborn child from the womb via caesarean section. Social services say the child was removed from the woman, who was in England for a work trip, because the mother experienced a mental breakdown. The now-15 month old baby is still in the custody of English social services, which refuses to return the child to the mother, or Italian social services.



Uninsured Because of Obamacare

A new Rand Corporation study finds nearly 4 million people will be uninsured because of Obamacare. They will be forced out of employer-sponsored coverage and individual insurance. These individuals will lose coverage "because, depending on the consumer's age, income, and health status, he or she may face higher premiums on the individual market un der the ACA than without the ACA and may choose to becoeme uninsured as a result...Similarily, depending o the firm's risk composition, it may ace higher ESI premiums under the ACA and may drop coverage as a result. Rand graph, page 12.




Quote of the Week:

"Right now I have "Cadillac" health insurance. I can access every provider in the national Blue Cross network--about every doc and hospital in America--without a referral and without higher deductibles and co-pays. I value that given my travels and my belief that who your provider is makes a big difference. Want to go to Mayo? No problem. Want to go to the Cleveland Clinic? No problem. Need to get to Queen's in Honolulu? No problem.

So, I get this letter from my health plan. It says I can't keep my current coverage because my plan isn't good enough under Obamacare rules. It tells me to go to the exchange or their website and pick a new plan before January 1 or I will lose coverage.

First, the best I can get in a Blue Cross network plan are HMOs or HMO/Point-of-Service plans. In the core network those plans offer, I would have to go to fewer providers than I can go to now in the MD/DC/VA market. And, the core network has no providers beyond my area. I can go to the broader Blues network but only if I pay another big deductible for out-of-network coverage. The new plan would have a deductible $500 higher than the one I now have and a lot more if I go "out-of-network" inside the rest of the Blue Cross national network.

And all you people telling me rate shock does not exist, the new far more restricted plan costs 66% more than our current monthly premium. Mr. Rate Shock got rate shocked--and benefit shocked to boot." - Robert Laszewski, nationally recognized health policy expert, writing an article in his Oct. 29 blog titled, "Mr. President: I like My Health Insurance and I would Really Like to Keep It - Can You Help Me Out Here?"




Stats of the Week:

70% of the uninsured, the group the administration says Obamacare was supposed to help, say the law has had no effect on their situation.


 




News Release of the Week:

State Exchanges Must Be Self-Sustaining by January 1, 2015, or They Will Fail


ST. PAUL, Minn. - Is Obamacare dying a slow death? Twila Brase, patient advocate and co-founder of Citizens' Council for Health Freedom (CCHF), thinks so.

Unless the state health exchanges are self-sustaining by January 1, 2015, they will fail to survive, as all federal exchange funding will end on December 31, 2014. This means the Obamacare law must support itself after the funding ends, and with the high number of Americans who are unable to sign up for insurance through the flawed exchanges, the future of Obamacare looks bleak. Continue reading




Featured Health Freedom Minute:

States Help Obamacare Fall Short

The Obamacare enrollment websites of the 14 state exchanges are working better than healthcare.gov, the federal exchange website. To be clear, whether created by a state or the federal government, all Exchange websites are part of the intrusive data-collecting national Obamacare exchange system. Continue reading

Twila Brase broadcasts a daily, 60-second radio feature, Health Freedom Minute, which brings health care issues to light for the American public. Health Freedom Minute airs on the entire American Family Radio Network, with more than 150 stations nationwide in addition to Bott Radio Network with over 80 stations nationwide.

Click here to listen to this week's features.

Citizens' Council for Health Freedom
161 St. Anthony Avenue, Ste 923
St. Paul, MN 55103
Phone: 651.646.8935 • Fax: 651.646.0100
Email: info@cchfreedom.org
www.cchfreedom.org



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