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CCHF Health Freedom eNews

May 22, 2013


Employers Find Huge ACA Loophole

Employers have found an Obamacare loophole. According to ACA regulations, "minimum essential coverage" with a robust and rich set of benefits is required only for plans offered to individuals and small businesses with less than 50 employees.

This enormous loophole gives large employers a choice quite unfriendly to President Obama's national health care agenda. As The Wall Street Journal reports, "Employers are increasingly recognizing they may be able to avoid certain penalties under the federal health law by offering very limited plans that can lack key benefits such as hospital coverage."

Clearly, this is not insurance. These plans offer no hospitalization, only limited coverage for routine care. But employers will be able to avoid the high cost of health insurance and the high cost of IRS penalties.

Under this new understanding of the ACA regulations, approximately 130 million people could find themselves "insured" with non-insurance "coverage" for services most of them could already afford to buy for themselves. This will be a shock to employees.

Perhaps this is exactly what President Obama wants. Without real health insurance, employees may seek Obamacare coverage in the government Exchange. The president supports socialized medicine. His national exchange system is set up to deliver it.  This single-seller apparatus is made up of a central server (federal data services hub), a central database called the "Health Insurance Exchange Program," and 50 state-based websites (Exchanges) under federal control. The more people get enrolled in Exchange coverage, the more national health care becomes a reality.

The time to stop Obamacare is now. Believing it'll unravel on its own is folly. It would be as unwise as a patient stopping a 10-day medication after only 7 days just because he feels better. The bacteria, left alone for a few days, gets a new lease on life and becomes much harder to eradicate.

We don't have to wait for Obamacare to be repealed. Obamacare can be defeated while it's still in law. The Exchanges - Obama's implementation centers - are the Achilles' heel of Obamacare.  Without enrollment, they fail and Obamacare falls!

Donate to our new billboard campaign that will counter Exchange propaganda and discourage the young, the healthy and the employed from enrolling in Exchange coverage. Your $50 donation will enable us to reach 10,000 billboard viewers.  The Minnesota exchange, like every other state, has at least $600,000 for outreach marketing. With your help, our billboard counter campaign will begin in Minnesota and then, as donations permit, we'll take a version of it nationwide.

We have little time. Open enrollment begins on October 1, 2013!

Please make a generous donation today!

Partnering with you for freedom,

Twila Brase, R.N., PHN
President and Co-founder




News to Know:

GOP Countering IRS Enforcement of Obamacare

U.S. Senator John Thune (R-SD) has sent a letter to the Depts of Justice and Treasury not to enforce any ACA regulations issued by the IRS under Sarah Ingram, who directed the IRS division overseeing tax-exempt organizations when conservative and tea party groups were being targeted and is now in charge of the IRS' ACA Implementation Office. Congressman Tom Price and U.S. Senator John Cornyn have also introduced bills to stop the U.S. Treasury Department from enforcing the ACA. The bills are in response to IRS targeting of conservative groups. The Cornyn bill is titled, "Keep the IRS Off Your Health Care Act of 2013."

IRS Scandal: Who Knew What When Revealed

IRS's Lois Lerner, who revealed IRS targeting of conservative and tea party groups in front of an audience of lawyers during an American Bar Association conference, was informed of IRS targeting in June 2010. News reports by left-leaning Politico and right-leaning FoxNews claim Lerner tried to stop the targeting. The story broke May 10, 2013 after Lerner answered a planted question she had asked tax attorney Celia Roady to ask. Politico has provided a "Who Knew When" timeline that showcases a whole lot of knowing before the "big reveal." The timeline . . .

Desperate White House Tweet

On May 16, the White House tweeted Barack Obama's signature on the Patient Protection and Affordable Care Act (aka "Obamacare"). The tweet claimed, "Its. The. Law." They called it: "#ObamaCareInThreeWords." Truth is, the law is only black letters on a white page. They can be erased, deleted, repealed. Conservatives should ignore this kind of propaganda. Obamacare doesn't have to succeed. It can be defunded. It doesn't have to remain the law. It can fail....while the president is still in office. Make. It. So.

Faulty "Fred Flintstone" Reasoning

The liberal Center for American Progress wants us to focus on the "value of the insurance that is available for purchase post-Affordable Care Act," not the skyrocketing price. CAP highlights "broader benefits" and says, "comparing the price of coverage before and after health care reform is just as unreasonable as comparing the price of Fred Flintstone's self-powered Stone Age automobile to a modern-day hybrid vehicle..." But government doesn't force us to buy a Prius...or any car. CAP wants us to accept sticker shock because the insurance we're forced to buy is richer in benefits. Bad reasoning. But is it even true? Expect "narrow network" plans, rationing of "covered" services, and limited access to doctors.

Obamacare Voter Registration

Covered California, the California arm of the national Obamacare exchange system, has been officially designated as a state voter registration agency. Debra Bowen, California's Secretary of State made the designation on May 15. A 1993 federal law requires states to designate certain agencies and offices that provide public assistance or disability services as voter registration agencies. The federal law is commonly known as "motor voter" because applicants for drivers' licenses must be asked if they want to register to vote.

Young Adults:  Ready to Exit Insurance

A poll conducted by the American Action Forum finds that "young adults are more likely to drop their health care coverage due to the rising cost of insurance premiums." The ACA pre-existing condition coverage is supported by 68% of young adults, but of the survey respondents who pay less than $50 per month for their current premiums, 53% said they'd drop coverage if the rate increased by 20%, and 62% would drop coverage if it increased by 30%. Without the young in the pool, the Exchanges will have difficult redistributing the cost of those with pre-existing conditions.

Don't Follow U.S., Says Canadian Parliament Member

Pierre Poilievre gave an engaging speech to the Canadian House of Commons on economic freedom (that notably never touches their single-payer system). In a subsequent op-ed he writes that Canada is 6th in world in the economic freedom index. The U.S. is 10th. His speech begins: "In Rome, in Athens, cradles of civilization are replaced with cradle-to-grave socialism. Across Europe and the United States, millions go without work. Those who do work face a lifetime of crippling taxation to pay for the entitlements of their countrymen and the debts of their governments. Canada by contrast is strong. To stay that way, we must never repeat the mistakes of Europe and the United States." To view video...

Daily Show's Jon Stewart Not Amused By IRS Scandal

Comedian Jon Stewart on The Daily Show has nothing good to say about Obama's IRS scandal and IRS agent Lois Lerner. WARNING: This video has a lot of foul language. But if you can listen through it, you'll hear a humorous but very pointed chastisement of Obama...from a liberal. At one point he cynically says, "In their defense, there is a good reason why people using the IRS to crack down on political enemies would not want Americans educated about the Constitution." His facial expressions are priceless.  To view video . . .

Colorado Exchange: We Need More Money

The "leanest, most cost effective exchange in the country" is rapidly burning through $61 million in federal exchange funds. The Connect for Health Colorado board argued on May 6 that they need another $125 million for infrastructure and public awareness. One member, physician Dr. Mike Fallon, agreed that more money is needed but said, "the trouble is, the money's not free." He said the new request would  means "spending $200 million to 'sell insurance' already mandated and subsidized by federal law," the Denver Post reports.

Florida Dives into Massive Obamacare Signup

Florida will receive $5.85 million in federal grants for navigators who will market the exchange to the unsuspecting public. The Sun Sentinel says navigators are " preparing to plunge into neighborhoods, schools, clinics, unemployment offices, farm-labor hubs, college campuses, churches and companies about to lay off workers - wherever the uninsured can be found - to persuade them to enroll..." Obama's government exchange was sold to the public as easy online "one-stop shopping" but at the recent HIX Summit, a speaker said 80% will need in-person assistance to enroll.

Misleading Young Adults on Premium Prices

The liberal Center for American Progress must think Americans are simple-minded nitwits. CAP claims only 3 percent of young adults - those with incomes too high to qualify for federal subsidies may see a premium increase. The other 97%, those with incomes less than 400% of federal poverty guidelines (currently $45,960 annually) will be eligible for taxpayer-funded Medicaid or taxpayer-funded "federal subsidies for premium assistance and cost sharing that will offset any premium increases" (Emphasis added.). So, premiums will increase, but enrollees will get discounts because taxpayers will be forced to pay part of their bill. Who will pay for taxpayer's higher premiums?

NOTICE: Would you like to be a CCHF Intern?

CCHF is taking applications interns for our policy and our communications programs for this summer, this coming fall, and the 2014 legislative session. One intern told us the time was well-spent: "I felt like I was learning by doing, always being challenged to tackle a new task that I had not yet done before." CCHF is a busy organization and would be pleased to have you apply to join our team.  Please send letter, and resumé and questions to

Quote of the Week:


"When it comes to an individua's personal health care decisions, no American should be required to answer to the IRS - an agency that just forfeited its claim to a reputation of impartiality...[W]e ought to take this common sense step to take the IRS out of health care." - Congressman Tom Price (R-Georgia) on introduction of H.R. 2009 to prohibit IRS enforcement of Obamacare, May 16, 2013.


Stat of the Week:

17 - number of states that were running "high-risk pools" for people with pre-existing conditions that have decided to let the feds administer the program until these uninsurable enrollees enter government insurance exchanges in 2014.

News Release of the Week:

Corrupt IRS to Enforce Obamacare

ST.PAUL, Minn. - Guess which government agency will enforce Obamacare? One with a stellar record for privacy and fairness?

No. It's the Internal Revenue Service, currently under investigation for unfairly targeting conservative groups in America with audits, harassment and delays. Once Obamacare kicks in fully, the IRS will not only oversee your tax returns but your health insurance status too. In fact, Sarah Hall Ingram, The Internal Revenue Service official in charge of the tax-exempt organizations at the time when the unit targeted tea party groups now runs the IRS office responsible for enforcement of the health reform law. Continue reading


Featured Health Freedom Minute:

Will IRS Be Obamacare Bullies?

The IRS has become a political bully. In January, it threatened employers with anti-abuse rules to discourage them from legally cutting hours and staff in response to Obamacare. In March, the IRS seized 60 million medical records on 10 million Americans when their search warrant only allowed seizure of financial records on one individual. Continue reading

Twila Brase broadcasts a daily, 60-second radio feature, Health Freedom Minute, which brings health care issues to light for the American public. Health Freedom Minute airs on the entire American Family Radio Network, with more than 150 stations nationwide in addition to Bott Radio Network with over 80 stations nationwide.

Click here to listen to this week's features.


Citizens' Council for Health Freedom
161 St. Anthony Avenue, Ste 923
St. Paul, MN 55103
Phone: 651.646.8935 • Fax: 651.646.0100

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